Self-hosted · Auditable · Regulator-ready
FNOL intelligence
that deploys inside
your perimeter.
Hoziron is a self-hosted AI agent for claims intake — shipped as a signed binary to your infrastructure, with a regulator-grade audit trail on every decision. Your data never leaves.
The Problem
Cloud AI won't clear
your compliance review.
Loss-adjustment expense is rising. Cycle time on first notice of loss is measured in days, not minutes. Your adjusters spend their mornings on classification and routing — work a well-scoped agent can do better.
But every cloud AI platform your team evaluates runs into the same wall: your CISO cannot pre-clear a deployment where claims data leaves your perimeter. The compliance conversation stalls before it starts.
The answer is an AI agent that deploys like infrastructure — inside your walls, under your control, with every decision traceable.
Deployment Model
Your infrastructure.
Your data. Our agent.
Hoziron ships as a single signed binary. No SaaS dependency. No outbound data flows. Deploy on-prem, in your private cloud, or air-gapped — the architecture makes data exfiltration physically impossible.
Self-hosted
Runs inside your perimeter. VMware, Azure SA North, AWS af-south-1 — your choice.
Model-agnostic
Route sensitive data to local models. Swap providers without rewriting agents.
Audit-first
Append-only log on every decision. Emits to your SIEM. Regulator-inspectable.
MCP-native
Consumes your systems via MCP. Exposes its own surfaces. Integrates in weeks, not months.
What Ships First
FNOL triage —
where every claims operation starts.
First Notice of Loss is where every claim begins — high volume, structured decisions, clear metrics. The agent reads the notice, classifies severity and coverage, runs initial fraud signals, and routes to the right adjuster queue — with a complete audit trail on every step.
Severity Classification
Reads the notice, scores complexity, identifies coverage type. Beats a junior adjuster's first-pass decision.
Coverage Routing
Maps the claim to the right policy coverage line and adjuster queue based on type, severity, and capacity.
Initial Fraud Signals
Real-time flags at intake — before the claim enters the workflow. Early signals, not false confidence.
Audit-Log Emission
Every model call, every routing decision — written to an append-only log keyed to the original notice event.
Starting Point
FNOL Triage Agent
Reduce cycle time from days to hours. Cut loss-adjustment expense. Give your compliance team an audit trail they can actually defend.
Each capability builds on the same deployment. No new integration. No new compliance review.
The Audit Trail
Every decision, traceable.
The audit log isn't a feature — it's the product.
Append-only, Merkle-chained
Every model call, tool invocation, and routing decision is written to an immutable log keyed to the original notice-of-loss event.
Emits to your SIEM
Splunk, Sentinel, Elastic — the log mirrors to your existing security infrastructure in real time. Hoziron retains no copy.
Regulator-mapped
Designed against POPIA §s 19–22 security safeguards and Joint Standard 2 §s 14–18 cyber resilience controls.
Carrier-inspectable
Your compliance team reads the log directly. Your chosen auditor reviews it — not ours. Transparency by architecture.
Under the Hood
Built for carriers
who take production seriously.
Rust runtime
Memory-safe, near-zero orchestration overhead. Single-binary deployment — no runtime dependencies to manage.
MCP-native
Ships as both MCP client and MCP server. Consumes your existing systems. Exposes audit log and classification via open standard.
Model-agnostic
Sensitivity-based routing. PII stays on local models. Non-sensitive work goes where you choose. Swap providers without rewriting.
Per-claim cost control. Agent loops are bounded by a per-claim budget cap with abort heuristics and operator alerts — predictable costs at any volume.
Design Partner Programme · 2026
We're selecting 2–3
Personal Lines Auto carriers.
If you run a Personal Lines Auto book between $500M and $2B in gross written premium, and your CISO has blocked every cloud AI conversation so far — we built this for you.
Unpaid pilot. No vendor lock-in. You get a deployable FNOL agent with a complete audit trail. We build together against your real claims data. The result is something your regulator can inspect.
General enquiries: contact@hoziron.com · Partnerships: partner@hoziron.com